An injury can keep an employee from earning the income they need to cover the costs of their injuries and also pay their regular monthly expenses. A workplace injury can cost thousands of dollars, and the workers’ compensation that an employee receives may not be enough to cover all the costs. When workers’ compensation is not enough to cover all the costs of an injury, what else can an injured employee do to help themselves?
Filing a third-party claim
A workplace injury often means that you qualify for workers’ compensation, but there may be other ways to gain compensation for your injuries. In addition to workers’ compensation, you may be able to file a claim against a third party if they are liable for your injuries.
For example, if you suffered a fall from a defective ladder while working, the ladder manufacturer may be liable for producing unsafe ladders. Another example would be a reckless or negligent subcontractor causing an injury would mean the subcontractor’s employer could be liable for your injuries.
If you suspect that a third party may be responsible for the consequences of your injuries, it can be hard to know whether or not you can file a claim against them. Thankfully, you can get assistance in the pursuit of the settlement you deserve.
Arm yourself with an attorney
A skilled lawyer can help you review your injury and help you determine if there are grounds for filing a third-party claim. They can also help you ensure you are getting fair compensation from your workers’ compensation claim.
When tracking down the funds you need to cover your injury expenses from multiple sources becomes overwhelming, get the help you need by contacting a workers’ compensation attorney. Their guidance can help you maximize the compensation you receive to give you the resources you need to recover.