If you are working for someone else, your employer must have worker’s compensation insurance. At work, you may be injured or become ill. If that happens, workers’ compensation benefits may be able to help you until you are able to return to work.
All jobs, including yours, come with risks
Some jobs are more dangerous than others but all jobs come with some sort of risk. You may have sustained physical injury from falling objects, failed equipment, a slip-and-fall accident, carpal tunnel syndrome, a work-related motor vehicle accident, or a job-related illness. No matter what, you will need compensation and you are entitled to collect those benefits.
A recent report from the Workers’ Compensation Research Institute shows that payouts have been increasing in recent years.
The increases in those areas are all beneficial to the person who needs workers’ compensation benefits to live comfortably until they are well enough to return to work. They did not choose to get ill or to sustain an injury. It was thrust upon them and they will need support to get back on their feet.
Solid advice from a New York workers’ compensation lawyer
If you need to claim benefits, you may encounter some obstacles. The insurance company often decides in favor of the employer and denies you benefits. In that case, you will have to fight for what is legally yours. You may wish to consult a workers’ compensation lawyer to help you to retrieve your benefits.
If you are having difficulty obtaining compensation from your employer, you may be able to pursue compensation from a third party, such as the manufacturer of failed equipment, the other driver if you were involved in a motor vehicle accident, or a third party who is managing the building in which you work and were injured or became ill.